Commercials I can't stand

• The commercial for Colonial Penn life insurance where an elderly woman is trying to keep up with her grandchildren. She stops to put quarters into a parking meter. "Don't you wish life were just like this parking meter?" Such a tacky metaphor and I hate how it exploits the fears of older people.
• The U.S. Army commercial where a young black man stands in the kitchen talking to his father. "Dad, I figured out how I'm going to pay for college." By signing your life away to the Army and being shipped to Iraq shortly after you graduate? At the very least, why can't the Army be upfront about its purpose? The Army is obviously not first and foremost a college financial aid program.